Okay, now that my host has finally fixed things, I'll return to the issue I discovered while all the problems were going on.
I found out that if you fill out the form on Step One but do not select a shipping method, after hitting the Continue button, the gateway goes on to Step Two and shows a grand total without any shipping costs added. It doesn't even add my flat fee handling charge. A person could then go on to place the order and not pay for any S&H. Obviously, when I looked at the invoice, I'd see the problem, but it would mean that I'd have to contact the person, tell them what they did wrong, find out how they want the order shipped, then somehow charge their account for the missing S&H fee.
If a person does not select a shipping method, shouldn't an error message come up telling them that they have to do so like it does if they miss something else on the form? The order should not go through to the next step.
I'm using AgoraCart 5.0
http://www.thayersgraphic.com/reflections/store/agora.cgi?